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Savings Accounts


Regular Savings

  • Free Online Banking
  • Interest Bearing
  • At our discretion, we may change the interest rate for this account. The interest rate and annual percentage yield may change daily
  • Interest will begin to accrue on the first business day after the banking day that you deposit noncash items (for example, checks) into your account
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Interest will be compounded daily
  • Interest will be credited quarterly

Christmas Club Account

  • Interest Bearing
  • Interest will begin to accrue on the first business day after the banking day that you deposit noncash items (for example, checks) into your account
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Interest will be compounded daily
  • Interest will be credited at maturity
  • Deposits are limited to the full 52 week capacity of the account. No more deposits can be made after the full capacity has been reached
  • There will be a $10.00 penalty assessed for each early withdrawal prior to maturity
  • If any withdrawal(s) is/are made from this account before maturity, then this account may be closed